can good grades lower car insurance?

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How do grades affect car insurance rates?

Because statistics show that students who get good grades are less likely to get into a car accident, car insurance companies see them as lower risk and, in turn, offer savings on their rates. Some insurance companies may even continue the discount for a finite period (e.g., 1 year) after the student finishes school.

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Do students with good grades get discounts on car insurance?

Discount rules vary by state and by insurance carrier. According to insurance companies, students with good grades spend more time at home studying and less time driving. Insurance carriers say a good student makes better choices, which translates to better decision making on the road.

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Do good grades make you a better driver?

According to insurance companies, students with good grades spend more time at home studying and less time driving. Insurance carriers say a good student makes better choices, which translates to better decision making on the road. A good student is also deemed more responsible, making her a better insurance risk than her less-studious friends.

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What happens if you get fake grades for car insurance?

Whether insurers take any additional steps to verify the legitimacy of those grades is left up to the insurance company. If you have reported fake grades to your insurer and the fraud is discovered, they can void your good student discount and charge back for the discount given. I am homeschooled.

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1. How do grades affect car insurance rates?
2. Do students with good grades get discounts on car insurance?
3. Do good grades make you a better driver?
4. What happens if you get fake grades for car insurance?
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